Financial Institution Credit Card Programs Get a Competitive Boost with Fiserv’s Fully Managed Option


Credit Choice provides a modern turnkey digital credit card solution for banks and credit unions

BROOKFIELD, Wisconsin, October 26, 2021–(BUSINESS WIRE)–Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payment technology solutions and financial services, today announced that it is enabling financial institutions to offer a digitally branded credit card program for consumers and small business cardholders, eliminating the operational complexity and cost of direct card issuance.

Fiserv’s Credit Choice is an innovative new option for issuing consumer and business credit cards. For Fiserv’s financial institution customers, Credit Choice provides a fully managed experience, from program management and credit decisioning to operational excellence components such as compliance, service, risk, billing and the rapprochement. Credit Choice enables Fiserv debit processing customers to offer consumers a unified digital debit and credit card experience accessible through the same application and authentication process. Cardholders get all the benefits of a modern digital experience with newly acquired capabilities through OnDot and SpendLabs.

“Small financial services companies face a tough choice when it comes to issuing credit cards. They realize that domestic issuers often use credit cards as an entry point to build relationships in a marketplace, then sell additional credit and deposit offerings,” said Brian Riley, Director, Credit Counseling, Mercator Advisory Group. “With Credit Choice, an institution can shift the workload to an efficient partner, while protecting the account relationship. Institutions can offer credit card offers with access to many Fiserv features.”

Included with Credit Choice is access to an array of premium Fiserv features such as digital card management, actionable program analytics, and a robust platform to serve individuals, small businesses, and card programs. commercial credit. Cardholders can easily obtain, use and manage their cards and view their spending through their financial institution’s online or mobile banking app. Cardholders benefit from instant digital card issuance, better control of their cards and enriched transaction data. Additionally, for businesses, employees and managers will have robust features spanning onboarding, card management, AI-enabled expense management, virtual cards, reporting and analytics, and feeds. authorization work, all from the convenience of their mobile device or from a state-of-the-art web-based experience

“Without a robust credit card program, financial institutions risk losing their personal and business customers to competitive offers,” said Himanshu Patel, card services manager at Fiserv. “Fiserv now offers our financial institution customers a turnkey credit card program option that removes the headaches associated with direct credit card issuance, providing world-class digital technology and cardholder experience. unified card between debit and credit.

In a world that is changing faster than ever, Fiserv helps clients deliver solutions that are in tune with the way people live and work today – financial services at the speed of life. Learn more at

About Fiserv

Fiserv, Inc. (NASDAQ: FISV) aspires to move money and information in ways that move the world. As a global leader in payments and fintech, the company helps its customers achieve the best results through a commitment to innovation and excellence in areas such as account processing and digital banking solutions; card issuer network and processing services; Payments; e-commerce; acquiring and processing merchants; and the Clover® cloud-based point-of-sale solution. Fiserv is a member of the S&P 500® Index and the FORTUNE® 500, and is one of the FORTUNE® World’s Most Admired Companies. Visit and follow us on social media for more information and the latest company news.


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Media Relations:
Mark Jelfs
Manager, Public Relations
Fiserv, Inc.
[email protected]

Additional contact person:
Ann S. Cave
Vice President, External Communications
Fiserv, Inc.
[email protected]


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